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Account Opening

Helping your business succeed

Thinking of opening an account with BAI Europa?

Send us a message and one of our client managers will be in touch shortly to discuss your needs.

Find a branch

You can also visit us at our offices in Lisbon or Porto.

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Need more information?

If you can’t find what you’re looking for, please contact us or consult our FAQs.

There is no minimum deposit required — you can open an account with a zero balance. However, if you wish to open one of our Term Deposits, you can only open it with a minimum amount of €1,000 for EUR and USD Term Deposits. For our New Clients and Premium Term Deposits, you can only open them with a minimum amount of €2,500.

Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.

You may close your BAI Europa account at any time, free of charge, by:

Provided there are no impediments, the bank will close the account within a maximum period of one month.

No. While BAI Europa and BAI Angola belong to the same banking group, the accounts are completely separate and do not offer shared access.