group Open an account

Remote Account Opening

Take advantage of our partnership with CTT and open your account from anywhere!

How it works:

  • 1

    Complete the forms

    Fill in the Client Information Form and gather all required identification and supporting documents (see the Documentation tab).

  • 2

    Document validation (optional)

    You may email your documents in advance to: clientes.particulares@baieuropa.pt. However, this step is optional.

  • 3

    Document certification

    Visit a CTT location to have your documents certified.

  • 4

    Send the documents

    CTT will forward your certified documents to BAI Europa at no cost to you.

Who can certify documents:

To remote account opening, you should go to a CTT store with the following documents:

  • Valid ID card (to be certified by CTT);
  • Proof of address, issued within the last 6 months and in the name of the account holder;
  • Proof of profession, if you declare yourself as either employed or self-employed. This document should be no older than 3 months, issued in the name of the account holder, and it must contain the following information: issuer/employer name, client’s name, job title or professional category, and date of issue;
  • Client Information Sheet completed and signed on page 1 and page 4.

This documentation must be provided for all named account holders, representatives, or authorised proxies.

Throughout the in-person process, the bank may request additional information.

Proof of address (issued within the last 6 months)

Proof of profession (issued within the last 3 months)

Need more information?

If you can’t find what you’re looking for, please contact us or consult our FAQs.

There is no minimum deposit required — you can open an account with a zero balance. However, if you wish to open one of our Term Deposits, you can only open it with a minimum amount of €1,000 for EUR and USD Term Deposits. For our New Clients and Premium Term Deposits, you can only open them with a minimum amount of €2,500.

Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.

You may close your BAI Europa account at any time, free of charge, by:

Provided there are no impediments, the bank will close the account within a maximum period of one month.

No. While BAI Europa and BAI Angola belong to the same banking group, the accounts are completely separate and do not offer shared access.