Private Corporate Institutional
currency_exchange Exchange rates person BAI Europa Directo call Help
group Open an account
Logo BAI
Accounts
Cards
Savings

In-Person Account Opening

Visit our branches in Lisbon or Porto to open your account in-person

Please check the Documentation tab for the required documents.

PT-map

When opening an account in-person, you’ll need your valid ID card and the following documents to verify your address and employment status:

  • Proof of address, issued within the last 6 months and in the name of the account holder;
  • Proof of profession, if you declare yourself as either employed or self-employed. This document should be no older than 3 months, issued in the name of the account holder, and it must contain the following information: issuer/employer name, client’s name, job title or professional category, and date of issue.

This documentation must be provided for all named account holders, representatives, or authorised proxies.

Throughout the in-person process, the bank may request additional information.

Proof of address (issued within the last 6 months)

Comprovativo de profissão (emitido há menos de 3 meses)

Documentation

For more information, see the documents below:
download Account Opening Requirements - Individuals
download Standardised Information Sheet
download Depositor Information Sheet
download Comission Information Document
download Glossary
download Client Information Sheet
download Current Account Contract
download Additional Information Sheet
download Change of Ownership Forms

Other accounts

All Accounts
All Accounts

Need more information?

If you can’t find what you’re looking for, please contact us or consult our FAQs.

There is no minimum deposit required — you can open an account with a zero balance. However, if you wish to open one of our Term Deposits, you can only open it with a minimum amount of €1,000 for EUR and USD Term Deposits. For our New Clients and Premium Term Deposits, you can only open them with a minimum amount of €2,500.

Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.

You may close your BAI Europa account at any time, free of charge, by:

Provided there are no impediments, the bank will close the account within a maximum period of one month.

No. While BAI Europa and BAI Angola belong to the same banking group, the accounts are completely separate and do not offer shared access.

call Talk to Us speaker_notes Frequently Asked Questions