group Open an account

In-Person Account Opening

Visit our branches in Lisbon or Porto to open your account in-person

Please check the Documentation tab for the required documents.

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When opening an account in-person, you’ll need your valid ID card and the following documents to verify your address and employment status:

  • Proof of address, issued within the last 6 months and in the name of the account holder;
  • Proof of profession, if you declare yourself as either employed or self-employed. This document should be no older than 3 months, issued in the name of the account holder, and it must contain the following information: issuer/employer name, client’s name, job title or professional category, and date of issue.

This documentation must be provided for all named account holders, representatives, or authorised proxies.

Throughout the in-person process, the bank may request additional information.

Proof of address (issued within the last 6 months)

Comprovativo de profissão (emitido há menos de 3 meses)

Need more information?

If you can’t find what you’re looking for, please contact us or consult our FAQs.

There is no minimum deposit required — you can open an account with a zero balance. However, if you wish to open one of our Term Deposits, you can only open it with a minimum amount of €1,000 for EUR and USD Term Deposits. For our New Clients and Premium Term Deposits, you can only open them with a minimum amount of €2,500.

Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.

You may close your BAI Europa account at any time, free of charge, by:

Provided there are no impediments, the bank will close the account within a maximum period of one month.

No. While BAI Europa and BAI Angola belong to the same banking group, the accounts are completely separate and do not offer shared access.