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Premium Term Deposit

Accessible to all clients looking to grow their savings over a longer period

chart_data AER
Up to 2.15%
calendar_today Term
12 to 24 months
euro Minimum Amount
2,500.00 EUR
euro Maximum Amount
10,000,000 EUR
Renewals

Renewal is optional at the time of setup.

If renewed automatically, the deposit will bear the interest rate in effect at the time of renewal for deposits of the same term and amount.

Mobilizations

Early mobilizations are subject to a 50% reduction in accrued interest

Capitalisations

Optional interest capitalisation is available for the same term at the time of deposit creation

Capital increases

Not allowed

Description

Explore all available Premium Term Deposits

Term 12 months 24 months
Annual Equivalent Rate (AER) 2.15% 2.10%
Renewals Allowed Allowed
Mobilizations Allowed Allowed
I want to make a deposit

Documentation

For more information, see the documents below:

Other Savings Accounts

All savings accounts
All savings accounts

Need more information?

If you can’t find what you’re looking for, please contact us or consult our FAQs.

Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.

Minimum deposit amounts vary depending on the product. For the Premium or New Client Term Deposits, the minimum is €2,500. We also offer other deposits in Euros or Dollars, with minimum amounts starting from €1,000.

Yes. To do so, go to: Menu > Save > Term Deposits > Subscribe > Select the deposit you want and click Create > Choose the source account and the amount to be applied to the deposit > Confirm the information.

The Deposit Guarantee Fund, regulated by the General Regime for Credit Institutions and Financial Companies (RGICSF), protects deposits up to €100,000 per depositor in the event of institutional insolvency. Banco BAI Europa, SA is a participating institution.

call Talk to Us speaker_notes Frequently Asked Questions