Term Deposits
Count on the simplicity of our deposits
Safe, simple and profitable
Term Deposits at Banco BAI Europa are straightforward savings solutions designed to help you grow your money while supporting your future plans.
Exemption from the account maintenance fee when a deposit is set up
Easy and quick setup via Internet Banking or the App
Covered by the Deposit Guarantee Fund up to €100,000
Simple products tailored to your needs
New Clients Term Deposit
Incorporation within 3 months of account opening for New Clients
EUR Term Deposits
Financial products with accessible minimum deposit amounts
USD Term Deposit
Available in euros or dollars, with attractive entry points
Need more information?
If you can’t find what you’re looking for, please contact us or consult our FAQs.
Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.
Minimum deposit amounts vary depending on the product. For the Premium or New Client Term Deposits, the minimum is €2,500. We also offer other deposits in Euros or Dollars, with minimum amounts starting from €1,000.
Yes. To do so, go to: Menu > Save > Term Deposits > Subscribe > Select the deposit you want and click Create > Choose the source account and the amount to be applied to the deposit > Confirm the information.
The Deposit Guarantee Fund, regulated by the General Regime for Credit Institutions and Financial Companies (RGICSF), protects deposits up to €100,000 per depositor in the event of institutional insolvency. Banco BAI Europa, SA is a participating institution.
Safe, simple and profitable
Term Deposits at Banco BAI Europa are straightforward savings solutions designed to help you grow your money while supporting your future plans.
Exemption from the account maintenance fee when a deposit is set up
Easy and quick setup via Internet Banking or the App
Covered by the Deposit Guarantee Fund up to €100,000
Simple products tailored to your needs
Unwithdrawable Term Deposit
New Clients Term Deposit
Incorporation within 3 months of account opening for New Clients
EUR Term Deposits
Financial products with accessible minimum deposit amounts
USD Term Deposit
Available in euros or dollars, with attractive entry points
Need more information?
If you can’t find what you’re looking for, please contact us or consult our FAQs.
Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.
Minimum deposit amounts vary depending on the product. For the Premium or New Client Term Deposits, the minimum is €2,500. We also offer other deposits in Euros or Dollars, with minimum amounts starting from €1,000.
Yes. To do so, go to: Menu > Save > Term Deposits > Subscribe > Select the deposit you want and click Create > Choose the source account and the amount to be applied to the deposit > Confirm the information.
The Deposit Guarantee Fund, regulated by the General Regime for Credit Institutions and Financial Companies (RGICSF), protects deposits up to €100,000 per depositor in the event of institutional insolvency. Banco BAI Europa, SA is a participating institution.