Exclusively for New Clients defined as individuals who have opened a current account for the first time as the sole or primary account holder within the last 90 days prior to the start of the deposit.
Non-renewable
Not allowed
Not allowed
Subscription within 3 months of account opening by a New Client
Exclusively for New Clients defined as individuals who have opened a current account for the first time as the sole or primary account holder within the last 90 days prior to the start of the deposit.
Non-renewable
Not allowed
Not allowed
Explore all available New Clients Term Deposits
| Term | 3 months | 6 months |
|---|---|---|
| Annual Equivalent Rate (AER) | 2.30% | 2.50% |
| Renewals | Not allowed | Not allowed |
| Mobilizations | Not allowed | Not allowed |
If you can’t find what you’re looking for, please contact us or consult our FAQs.
Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.
Minimum deposit amounts vary depending on the product. For the Premium or New Client Term Deposits, the minimum is €2,500. We also offer other deposits in Euros or Dollars, with minimum amounts starting from €1,000.
Yes. To do so, go to: Menu > Save > Term Deposits > Subscribe > Select the deposit you want and click Create > Choose the source account and the amount to be applied to the deposit > Confirm the information.
The Deposit Guarantee Fund, regulated by the General Regime for Credit Institutions and Financial Companies (RGICSF), protects deposits up to €100,000 per depositor in the event of institutional insolvency. Banco BAI Europa, SA is a participating institution.