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Payments

Fast and secure payments

How do we enhance your payments?

Security

3D Secure

The 3D Secure service is free and ensures your online purchases are more secure, as they are only confirmed after an authentication request is sent to your mobile phone.

3D Secure
SPIN
Agility

SPIN

SPIN is a free service developed by Banco de Portugal that allows you to make bank transfers, either via digital channels or at a branch, simply by providing a mobile phone number.

MB WAY

The MB WAY service allows you to perform essential banking operations with your debit card in a simple, fast, and secure way, always from your mobile phone.

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MB WAY

Open the right account, right here

Open your BAI Europa account 100% digitally — no need to leave home!

Your security is our priority

Learn more about the advanced security measures and technologies we use to protect your transactions.