group Open an account

Unwithdrawable Term Deposit

Our new offer, now with even more benefits

chart_data AER
up to 2.65%
calendar_today Term
3 to 12 months
euro Minimum Amount
1.000,00 EUR
euro Maximum Amount
10.000.000 EUR
Eligibility

Be an individual client holding a BAIE current account

Renewals

Non-renewable

Mobilizations

Not allowed

Capitalisations

Not allowed

Capital increases

Not allowed

Description

Explore all available Unwithdrawable Term Deposits

Term 3 months 6 months 12 months
Annual Equivalent Rate (AER) 2.30% 2.50% 2.65%
Renewals Not allowed Not allowed Not allowed
Mobilizations Not allowed Not allowed Not allowed
I want to make a deposit

Need more information?

If you can’t find what you’re looking for, please contact us or consult our FAQs.

Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.

Minimum deposit amounts vary depending on the product. For the Premium or New Client Term Deposits, the minimum is €2,500. We also offer other deposits in Euros or Dollars, with minimum amounts starting from €1,000.

Yes. To do so, go to: Menu > Save > Term Deposits > Subscribe > Select the deposit you want and click Create > Choose the source account and the amount to be applied to the deposit > Confirm the information.

The Deposit Guarantee Fund, regulated by the General Regime for Credit Institutions and Financial Companies (RGICSF), protects deposits up to €100,000 per depositor in the event of institutional insolvency. Banco BAI Europa, SA is a participating institution.