group Open an account

EUR Term Deposit

Financial products with accessible minimum deposit amounts

chart_data AER
Up to 2.10%
calendar_today Term
1 to 60 months
euro Minimum Amount
1,000.00 EUR
euro Maximum Amount
10,000,000 EUR
Renewals

Renewal is optional at the time of setup.

If renewed automatically, the deposit will bear the interest rate in effect at the time of renewal for deposits of the same term and amount.

Mobilizations

Early mobilizations are subject to a 50% reduction in accrued interest

Capitalisations

Optional interest capitalisation is available for the same term at the time of deposit creation

Capital increases

Not allowed

Description

Explore all available EUR Term Deposits

Term 1 month 2 months 3 months 6 months 12 months 24 months 36 months 60 months
Annual Equivalent Rate (AER) 1.00% 1.00% 2.00% 2.10% 2.00% 2.00% 2.00% 2.00%
Renewals Allowed Allowed Allowed Allowed Allowed Allowed Allowed Allowed
Mobilizations Allowed Allowed Allowed Allowed Allowed Allowed Allowed Allowed
I want to make a deposit

Need more information?

If you can’t find what you’re looking for, please contact us or consult our FAQs.

Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.

Minimum deposit amounts vary depending on the product. For the Premium or New Client Term Deposits, the minimum is €2,500. We also offer other deposits in Euros or Dollars, with minimum amounts starting from €1,000.

Yes. To do so, go to: Menu > Save > Term Deposits > Subscribe > Select the deposit you want and click Create > Choose the source account and the amount to be applied to the deposit > Confirm the information.

The Deposit Guarantee Fund, regulated by the General Regime for Credit Institutions and Financial Companies (RGICSF), protects deposits up to €100,000 per depositor in the event of institutional insolvency. Banco BAI Europa, SA is a participating institution.