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Term Deposits

Count on the simplicity of our deposits

Safe, simple and profitable

Term Deposits at Banco BAI Europa are straightforward savings solutions designed to help you grow your money while supporting your future plans.

savings

Exemption from the account maintenance fee when a deposit is set up

phonelink_lock

Easy and quick setup via Internet Banking or the App

verified_user

Covered by the Deposit Guarantee Fund up to €100,000

groups

Simple products tailored to your needs

Unwithdrawable Term Deposit

Our new offer, now with even more benefits

Learn more

New Clients Term Deposit

Incorporation within 3 months of account opening for New Clients

Learn more

Premium Term Deposit

Accessible to all Clients looking to grow their savings over a longer period

Learn more

EUR Term Deposits

Financial products with accessible minimum deposit amounts

Learn more

USD Term Deposit

Available in euros or dollars, with attractive entry points

Learn more

DECO PROteste Protocol

Our exclusive Term Deposits for DECO PROteste subscribers

Learn more

Open the right account, right here

Open your BAI Europa account 100% digitally — no need to leave home!

Need more information?

If you can’t find what you’re looking for, please contact us or consult our FAQs.

Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.

Minimum deposit amounts vary depending on the product. For the Premium or New Client Term Deposits, the minimum is €2,500. We also offer other deposits in Euros or Dollars, with minimum amounts starting from €1,000.

Yes. To do so, go to: Menu > Save > Term Deposits > Subscribe > Select the deposit you want and click Create > Choose the source account and the amount to be applied to the deposit > Confirm the information.

The Deposit Guarantee Fund, regulated by the General Regime for Credit Institutions and Financial Companies (RGICSF), protects deposits up to €100,000 per depositor in the event of institutional insolvency. Banco BAI Europa, SA is a participating institution.

No, only the primary account holder is required to be subscribed to the DECO PROteste Protocol.

No, only the primary holder needs to be an employee of a Corporate Client.

Safe, simple and profitable

Term Deposits at Banco BAI Europa are straightforward savings solutions designed to help you grow your money while supporting your future plans.

savings

Exemption from the account maintenance fee when a deposit is set up

phonelink_lock

Easy and quick setup via Internet Banking or the App

verified_user

Covered by the Deposit Guarantee Fund up to €100,000

groups

Simple products tailored to your needs

Unwithdrawable Term Deposit

Our new offer, now with even more benefits

Learn more

New Clients Term Deposit

Incorporation within 3 months of account opening for New Clients

Learn more

Premium Term Deposit

Accessible to all Clients looking to grow their savings over a longer period

Learn more

EUR Term Deposits

Financial products with accessible minimum deposit amounts

Learn more

USD Term Deposit

Available in euros or dollars, with attractive entry points

Learn more

DECO PROteste Protocol

Our exclusive Term Deposits for DECO PROteste subscribers

Learn more

Open the right account, right here

Open your BAI Europa account 100% digitally — no need to leave home!

Need more information?

If you can’t find what you’re looking for, please contact us or consult our FAQs.

Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.

Minimum deposit amounts vary depending on the product. For the Premium or New Client Term Deposits, the minimum is €2,500. We also offer other deposits in Euros or Dollars, with minimum amounts starting from €1,000.

Yes. To do so, go to: Menu > Save > Term Deposits > Subscribe > Select the deposit you want and click Create > Choose the source account and the amount to be applied to the deposit > Confirm the information.

The Deposit Guarantee Fund, regulated by the General Regime for Credit Institutions and Financial Companies (RGICSF), protects deposits up to €100,000 per depositor in the event of institutional insolvency. Banco BAI Europa, SA is a participating institution.

No, only the primary account holder is required to be subscribed to the DECO PROteste Protocol.

No, only the primary holder needs to be an employee of a Corporate Client.