Current Account at BAI Europa
Our current accounts, available in Euro or US Dollar, are open to all private clients — residents and non-residents, aged 18 and above. To access our range of financial products and services, you must first open a Current Account with us.
BAI Europa Account Features
Intra- and interbank transfers via BAI Europa Directo or our branches
Bill payment domiciliation
Cheque requisition
Exemption from the Account Maintenance Fee for the first three months, and when you maintain a linked Term Deposit
Minimum deposit required: EUR or USD 250
Protected by the Deposit Guarantee Fund up to €100,000
Documentation
For more information, see the documents below:Why choose BAI Europa?
BAI Europa has been operating in Portugal for over 25 years. We are a financial institution governed by Portuguese law and regulated by the Bank of Portugal under European Union legislation.
Our products stand out for their simplicity and competitiveness, while we prioritise personalised customer service and added value.
Need more information?
If you can’t find what you’re looking for, please contact us or consult our FAQs.
The minimum deposit required for opening a BAI Europa Account as a Private Client is EUR or USD 250. You must guarantee the initial deposit in order to use your account.
Opening an account is completely free. A monthly maintenance fee of €5.20 applies. This fee is waived if you subscribe to and maintain one of our Term Deposits.
You may close your BAI Europa account at any time, free of charge, by:
- Visiting one of our branches, speaking to your account manager and submitting the account closure form.
Provided there are no impediments, the bank will close the account within a maximum period of one month.
No. While BAI Europa and BAI Angola belong to the same banking group, the accounts are completely separate and do not offer shared access.