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Tailored Credit Solutions

We support your business

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At BAI Europa, our team of professionals is here to help your company find the most suitable credit solutions to support your business goals.

To support your company's cash flow needs, we offer the following solutions:

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Invoice Anticipation

Linked to a treasury support credit line, this solution enables early access to funds through invoice financing.

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Supplier Payment Financing

Also associated with a treasury support credit line, this option facilitates payments to suppliers.

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Flexible Treasury

A versatile solution combining the benefits of invoice anticipation and supplier payment financing, supported by a single treasury credit line.

Benefits of Treasury Management solutions

  • check Ensure operational continuity, avoid stock shortages, and secure funds for supplier payments — domestically or internationally
  • check Access credit precisely when it’s needed to close a deal
  • check Receive advance payments from domestic or international clients, supporting export activity
  • check Interest charged only on the amount and for the duration the funds are used

Other financing solutions:

Short-term Credit

Single-use loans with terms of up to 12 months, tailored to meet your company’s specific needs.

Medium/Long-term Credit

Single-use loans with terms over 12 months, tailored to meet your company’s specific needs.

Why choose BAI Europa?

BAI Europa has been operating in Portugal for over 25 years. We are a financial institution governed by Portuguese law and regulated by the Bank of Portugal under European Union legislation.

We are part of the Banco Angolano de Investimentos Group, a leading financial institution in Angola

For over 25 years, our activity has supported Portuguese companies and those from other European countries in their export and investment activities in Angola and other Lusophone African countries.

Our mission is to be a key partner for clients with specific financial needs, offering a personalised service.

Open the right account, right here

Discover how BAI Europa can support your business