Apple

Acquire state-of-the-art tech products at BAI Europa through consumer credit.

Please consult your Manager for the rest of the catalogue and conditions.

Representative example: * APR 18.80% for a credit facility of €1,500, repaid in 12 monthly instalments at a fixed nominal interest rate of 16.67%. Total amount payable €1,640.86.

The credit facility and conditions presented are exclusively for the purchase of prestige products and are merely a simulation. The granting of credit depends on a case-by-case assessment and the absence of any situations of default or arrears by ABANCA SERVICIOS FINANCIEROS, ESTABLECIMIENTO FINANCIERO DE CRÉDITO, S.A., SUCURSAL EM PORTUGAL, registered under no. 5 with the Bank of Portugal and subject to its approval.

Banco BAI Europa, S.A., registered under no. 8 with the Bank of Portugal, acts as a tied credit intermediary, without exclusivity, in relation to the presentation or proposal of consumer credit agreements and consumer assistance, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by it.

As a credit intermediary, BAIE is prohibited from receiving or delivering any amounts related to the formation, execution and early fulfilment of credit agreements, pursuant to Article 46 of Decree-Law 81-C/2017 of 7 July. BAIE's activity as a credit intermediary is subject to supervision by the Bank of Portugal and is included in the list of credit institutions that provide credit intermediation services in relation to credit agreements in which they do not act as lenders, available for consultation on the Bank Customer Portal at https://clientebancario.bportugal.pt/.

Mandatory Consumer Information from the Credit Intermediary